Market · Vietnam

Vietnam payment gateway for a market that pays by bank transfer first.

Bank QR, card transfer, and direct connect, plus MomoPay, ZaloPay, and Viettel — collection from 1.00%, payouts at 0.00%, and T+0 same-day settlement in USDT. Three programs, one channel partner.

Get a Vietnam rate quote See the rate cards
The market

Mobile banking ate Vietnamese payments. Build your cashier around it.

Why Vietnamese players pay by bank transfer, not card

Vietnam is a bank-transfer-first market. Mobile banking adoption is among the highest in Southeast Asia, scanning a QR code or firing an in-app transfer is a daily gesture for tens of millions of Vietnamese, and cards were never how players moved money online.

MomoPay and ZaloPay hold large wallet user bases, but even they sit beside the bank app rather than in front of it. The rails underneath are domestic: interbank transfers and QR payments clear through the national switch operated by NAPAS, under the supervision of the State Bank of Vietnam. Neither body is a party to this channel.

The rails that carry the volume, and what payouts cost

This channel is built around that reality. The volume rides on three bank methods: QR code, card transfer and direct connect. The major wallets and scratch cards sit alongside them for players who prefer them. Payouts cost 0.00% on every program, and your balance leaves the same day as T+0 USDT settlement.

Which of the three Vietnam programs fits your traffic

Vietnam also serves more than one vertical, and each program carries its own rate card below. The channel runs separate programs for iGaming operators, for brokers on our forex payment gateway, and for platforms bringing sub-client traffic.

Rate card · Program 1

Direct iGaming.

For operators processing their own player traffic.

MethodCollectionPayoutCollection limitSettlement
🇻🇳 Bank QR code 1.30% 0.00% 100,000 – 300,000,000 VND T+0 USDT
🇻🇳 Bank card transfer 1.30% 0.00% 100,000 – 300,000,000 VND T+0 USDT
🇻🇳 Bank direct connect 1.30% 0.00% 100,000 – 100,000,000 VND T+0 USDT
🇻🇳 MomoPay 1.60% 0.00% 100,000 – 300,000,000 VND T+0 USDT
🇻🇳 ZaloPay 1.60% 0.00% 100,000 – 300,000,000 VND T+0 USDT
🇻🇳 Viettel 1.60% 0.00% 100,000 – 300,000,000 VND T+0 USDT
🇻🇳 Scratch card 23.80% 0.00% 10,000 – 1,000,000 VND T+0 USDT
Program terms. Legitimate iGaming platforms only. The channel carries no dispute protection and no judicial guarantee — price that into your risk model. Rate card current as of 31 August 2026. See every market's rates →
Rate card · Program 2

Forex.

For brokers collecting VND deposits on the bank rails.

MethodCollectionPayoutCollection limitSettlement
🇻🇳 Bank QR code 1.80% 0.00% 100,000 – 300,000,000 VND T+0 USDT
🇻🇳 Bank card transfer 1.80% 0.00% 100,000 – 300,000,000 VND T+0 USDT
🇻🇳 Bank direct connect 1.80% 0.00% 100,000 – 100,000,000 VND T+0 USDT
Rate card · Program 3

Platforms with sub-clients.

For platforms and PSPs bringing sub-clients onto the channel.

MethodCollectionPayoutCollection limitSettlement
🇻🇳 Bank QR code 1.00% 0.00% 50,000 – 300,000,000 VND T+0 USDT
🇻🇳 Bank card transfer 1.00% 0.00% 50,000 – 300,000,000 VND T+0 USDT
🇻🇳 Bank direct connect 1.00% 0.00% 50,000 – 300,000,000 VND T+0 USDT
Program terms. Platform clients bringing sub-merchant traffic are accepted after individual KYC review of each sub-client. Account-name verification is optional and left to the merchant's choice.
0.00%payout rate, every program
T+0same-day settlement
USDTsettlement currency
24/7support
Fit check

Which program is yours?

FAQ

Vietnam payments, asked straight.

What are ZenexPay's Vietnam payment gateway rates?
ZenexPay's Vietnam channel runs bank QR, card transfer, and direct connect at 1.30% on the direct iGaming program, 1.80% on the forex program, and 1.00% on the sub-client program. MomoPay, ZaloPay, and Viettel are 1.60%. Payouts are 0.00% on every Vietnam program, settling T+0 in USDT.
Which payment methods does the Vietnam channel support?
ZenexPay's Vietnam channel supports bank QR code, bank card transfer, bank direct connect, MomoPay, ZaloPay, Viettel, and scratch cards. These are the transfer-first methods Vietnamese players already use every day. The three bank methods carry the volume, with the wallets and scratch cards alongside for players who prefer them.
What are the per-transaction limits in Vietnam?
On ZenexPay's Vietnam channel, most methods accept 100,000 – 300,000,000 VND per transaction; bank direct connect on the iGaming program runs 100,000 – 100,000,000 VND. The sub-client program accepts 50,000 – 300,000,000 VND, and scratch cards 10,000 – 1,000,000 VND. Set your cashier minimums against the Vietnam program you are on.
Does the Vietnam channel accept aggregated traffic from platforms with sub-clients?
Yes. ZenexPay's Vietnam channel takes that traffic on a dedicated sub-client program at 1.00% collection, with individual KYC review of each client, and account-name verification left to the merchant's choice. ZenexPay's direct iGaming program in Vietnam accepts legitimate iGaming platforms only.
How does settlement work in Vietnam?
ZenexPay settles Vietnam volume T+0 in USDT, the same day you process, on the direct iGaming, forex and sub-client programs alike, with support available 24/7. Payouts cost 0.00% on every Vietnam program, so settlement is not reduced by a separate withdrawal fee.
How long does Vietnam integration take?
ZenexPay's Vietnam channel typically takes 3–5 business days to integrate, on one collection and payout API that also covers the rest of ZenexPay's 21 markets, with our engineers supporting directly on Telegram. The same integration covers the direct iGaming, forex and sub-client programs, and onboarding starts on Telegram rather than through a form.
Nearby markets

Other channels in Southeast Asia

Operators expanding across the region usually add these next. Each page carries its own published rate card.

🇰🇭Cambodia 🇮🇩Indonesia 🇱🇦Laos 🇲🇾Malaysia 🇲🇲Myanmar

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