Legal

Terms of Use

These terms govern your use of this website. They do not govern payment services, which are set out in a separate written agreement entered into during onboarding.

Draft pending legal review. This document is a generic draft and has not been reviewed by counsel. Bracketed values must be completed before publication.

1. Who these terms are between

This website is operated by [LEGAL ENTITY NAME], incorporated in [JURISDICTION] under company number [REGISTRATION NUMBER] ("ZenexPay", "we", "us"). By accessing this website you agree to these terms. If you do not agree, do not use the site.

2. What this website is

This website is informational. It describes payment channels ZenexPay makes available to business customers, and publishes indicative rates, limits and settlement cycles for those channels.

Nothing on this website is an offer, a quotation, or a binding commitment. Published rates are indicative and dated. Actual pricing, limits, settlement terms and channel availability are confirmed in writing during onboarding and depend on your vertical, volume, jurisdiction and risk profile.

3. ZenexPay is not a bank or licensed payment institution

ZenexPay is not a bank, not a card acquirer, and not a licensed payment institution in the markets described on this site. ZenexPay aggregates payment channels operated by upstream providers. Each channel is subject to that provider's own licensing, compliance and operational requirements.

Nothing on this website constitutes legal, regulatory, tax or financial advice. You are responsible for determining whether your business may lawfully accept payments in any market, and for obtaining any licence your activity requires.

3A. Business customers only

This website and ZenexPay's services are directed at businesses, not consumers. If you are an individual customer of a merchant that uses a ZenexPay channel, ZenexPay is not your counterparty; contact that merchant directly.

4. Accuracy of information

ZenexPay takes care to publish accurate market information and rate cards, and dates them so you can judge their currency. Payment markets change quickly: rails are added and withdrawn, rates move, and regulatory positions shift. ZenexPay does not warrant that any information on this site is current, complete or error-free, and it may be changed without notice.

5. Acceptable use

You may not use this website to break the law, to attempt unauthorised access to any system, to scrape it in a way that degrades service for others, or to misrepresent your identity or authority when contacting ZenexPay.

6. Intellectual property

The content, design and structure of this website are owned by [LEGAL ENTITY NAME] or its licensors. You may read, quote and link to it with attribution. You may not republish substantial portions as your own.

7. Third-party links and services

This site links to third-party sources, including regulators and payment-rail operators, for reference only. ZenexPay does not control those sites, does not endorse them, and is not responsible for their content. A link never implies partnership, endorsement or licensing by that organisation.

ZenexPay's contact channel is Telegram, a third-party service governed by its own terms. Communications over Telegram are subject to Telegram's terms and privacy policy.

8. Limitation of liability

To the fullest extent permitted by law, ZenexPay is not liable for any loss arising from reliance on information published on this website, including lost profits, lost business or indirect or consequential loss. Where liability cannot lawfully be excluded, it is limited to the minimum permitted by applicable law. Nothing in these terms limits liability for fraud or fraudulent misrepresentation.

Liability arising from payment services is governed exclusively by the written services agreement, not by these website terms.

9. Impersonation

ZenexPay's only official contact channel is the Telegram handle published on the contact page. ZenexPay is not responsible for losses arising from dealings with anyone impersonating ZenexPay on any other channel. Verify the handle against this website before sending documents or discussing commercial terms.

10. Changes

These terms may be updated. The version in force is the one published here, with the date shown below.

11. Governing law

These terms are governed by the laws of [JURISDICTION], and the courts of [JURISDICTION] have exclusive jurisdiction over any dispute arising from them.

12. Contact

Questions about these terms: see the contact page.

Last updated: 31 August 2026.