Vertical · Forex & CFD

A forex payment gateway for the markets where cards don't work.

Trader deposits and withdrawals on first-hand local rails across Latin America, South and Southeast Asia, and Oceania and frontier markets. Channel APIs webhook into your MT4/MT5 back office, with T+0/D+0 settlement on most channels and USDT on all of them.

Where brokers fund accounts

Markets forex brokers fund from

Trader deposits and withdrawals concentrate in these markets. Each page publishes the rails, current rates, limits and settlement cycle for that channel. Compare all 21 markets on one page →

See all markets →

The problem

Card acquiring was never built for brokers.

Every broker chasing growth in emerging markets hits the same three walls. First, chargebacks: a trader who blows an account can dispute the deposit, and card networks put brokerage MCCs in the same risk bucket as gambling, so acquirers either refuse a forex merchant account outright or price it punitively and hold rolling reserves. Second, the regulatory patchwork: acquiring appetite depends on where you are licensed, and an offshore licence that is perfectly workable for your business shrinks the list of willing acquirers to almost nothing. Third, cross-border declines: even when a card checkout exists, issuers in emerging markets routinely refuse foreign card-not-present charges, so approval rates collapse exactly where your traders are.

Mainstream PSPs do not fix any of this. Stripe and PayPal exclude retail forex by policy. A working payment gateway for forex brokers starts from a different premise: fund trading accounts on the rails residents already use instead of on cards they don't.

Trader funding

Deposits and withdrawals run on the same rail

Forex payment processing is a loop, not a checkout. ZenexPay runs both halves on the same first-hand channels.

Coverage

Where your traders are, on the rails they trust.

First-hand channels in the regions where retail FX and CFD demand is actually growing. One partner across all of them, on the rail each market actually pays with.

Latin America

Instant local rails

Mobile wallets and instant bank transfer carry the bulk of trader deposits across the region. FX is handled at settlement, so deposit float does not sit in a currency that loses value between funding and withdrawal.

South & Southeast Asia

QR and wallet-first funding

National QR standards, mobile wallets and domestic bank rails: the methods traders already use daily in markets where cards were never the default and cross-border card approval rates stay low.

Oceania & frontier markets

Where brokers get no acquiring

Local bank rails for collection and withdrawal in markets international processors decline outright, with the broker's balance settled internationally in USDT rather than left onshore.

No published forex rates? Deliberate. Forex pricing depends on your deposit-to-withdrawal mix, regions and volume, so a generic number would mislead you in one direction or the other. Rates are quoted per profile, and the live channel list with current rates and limits is shared on request; ask on Telegram for the current rate card.
Quoting

What we need to quote your trader funding.

Three details decide your rate card. Send them in the first message and a quote comes back the same day, without a discovery call in between.

Integration

Wiring it into your MT4/MT5 back office

ZenexPay is platform-agnostic by design: no plugin to install, nothing running inside the trading server. The API and webhooks connect to whatever back office or cashier sits between your platform and your traders: MT4, MT5, cTrader or proprietary.

01

Sandbox on day one

Message us your markets and volume on Telegram. You get a live quote plus sandbox API keys, and your developers talk directly to ours in the same thread.

02

Wire the webhooks

Deposit-confirmed webhooks credit the trading account in your back office; an approved withdrawal calls the payout endpoint. Two flows per channel, one familiar pattern in every market.

03

Live in 3–5 business days

Typical integration is 3–5 business days per channel. After the first market, the next one is the same code with a different channel flag.

Settlement

Same-day USDT, so deposit float never sleeps in local currency.

The quiet killer in emerging-market brokerage is not fees — it is holding local currency. A balance parked in a soft currency between collection and settlement loses value while you wait. ZenexPay settles T+0 / D+0 on most channels and offers USDT settlement on every channel, so the day's deposits become a stable, movable balance the same day they are collected. For a broker netting deposits against withdrawals across several channels, that turns treasury from a daily FX gamble into arithmetic.

Fit check

Where we're a poor fit

ZenexPay fits brokers whose growth markets are Latin America, South and Southeast Asia, and Oceania and frontier markets. If your traders are all in the EU on cards, a regulated card acquirer serves you better.

Good fit

Retail FX brokers

MT4/MT5 brokers acquiring traders in emerging markets who need local deposit conversion working before the next campaign, not after it.

Good fit

CFD platforms

Multi-asset CFD operators with high-frequency, small-ticket funding patterns that need real-time confirmation and same-day withdrawals.

Good fit

Broker white labels

White-label and IB-driven brands that provision deposit and payout rails across every sub-brand through one ZenexPay relationship.

FAQ

What brokers ask us first

What is a forex payment gateway?
A forex payment gateway is the deposit and withdrawal infrastructure a broker uses to fund trading accounts: local payment rails in each trader market, underwriting that accepts brokerage traffic, an API that connects to the broker's back office, and settlement that moves balances out of local currency quickly. ZenexPay runs that gateway for brokers in emerging markets.
Why do mainstream PSPs decline forex brokers?
Card acquirers and PSPs such as Stripe and PayPal treat retail forex and CFDs as prohibited or restricted because of chargeback exposure and the regulatory patchwork across licensing regimes. The local rails ZenexPay connects to in each market are underwritten separately and accept brokerage traffic on its merits.
Does ZenexPay integrate with MT4 and MT5?
Yes, through your back office rather than a platform plugin. ZenexPay's collection and payout API plus webhooks connect to any broker back office or cashier (MT4, MT5, cTrader or proprietary), so a confirmed deposit credits the trading account automatically and an approved withdrawal triggers a payout on the same rail.
Which markets does ZenexPay cover for trader funding?
ZenexPay covers markets across Latin America, South and Southeast Asia, and Oceania and frontier markets, on first-hand channels rather than a reseller stack: national QR standards, mobile wallets, instant bank transfer, domestic card networks and local bank rails. ZenexPay shares the live channel list for trader funding, with current rates and limits, on request via Telegram.
How does settlement work for forex brokers?
Most ZenexPay channels settle T+0 / D+0 on the same day, and every channel settles in USDT, so deposit float never sits overnight in a depreciating local currency. Local-currency and USD settlement options exist on selected channels.
What are ZenexPay's rates for forex traffic?
Forex rates are quoted per profile. They depend on your markets, monthly volume and deposit-to-withdrawal mix, so we do not publish a generic number. Message ZenexPay on Telegram with those three details and you get a live rate card back, usually within hours.
Get started

Send your trader geographies and we'll price them

Vertical, target markets, monthly volume. That's all we need to quote you live rates, usually within hours.

Message ZenexPay on Telegram

Direct line to the team that runs the channels, not a sales layer.