Collection and mass payouts on the three rails Colombians actually use: the PSE bank-transfer standard, the Nequi wallet, and the new BRE-b instant scheme, with published rates and instant or 4-hour arrival.
Colombia does not run on one method the way Brazil runs on PIX. It runs on three. PSE, operated by ACH Colombia, is the long-standing bank-transfer standard that reaches essentially every current account in the country. Nequi is the mobile wallet that younger, phone-first users treat as their bank.
And BRE-b is the new instant payment scheme from the central bank, Banco de la República, pulling the whole system towards real-time transfers. Cover those three and you cover the market; lead with cards and you convert a fraction of it.
ZenexPay runs all three as one first-hand channel with one price: your cashier offers PSE, Nequi, and BRE-b side by side, and the player picks whichever they hold. The channel serves the casino and sportsbook brands behind our iGaming payment solutions as well as COP account funding for brokers on our forex payment gateway.
One operational fact shapes everything in this market: processing runs on business days between 9:00 and 17:00, with some banks crediting instantly and the rest within 4 hours. Operators who schedule their flows around that window run smoothly; operators who ignore it queue weekend volume into Monday morning.
One price across all three rails. Message us for the current rate card on your volume.
| Method | Collection | Payout | Collection limit | Payout limit | Arrival |
|---|---|---|---|---|---|
| 🇨🇴 PSE | 2.5% + 1,500 COP | 1.5% + 3,000 COP | 10K – 3M COP | 10K – 4M COP | Instant / 4h |
| 🇨🇴 Nequi | 2.5% + 1,500 COP | 1.5% + 3,000 COP | 10K – 3M COP | 10K – 4M COP | Instant / 4h |
| 🇨🇴 BRE-b | 2.5% + 1,500 COP | 1.5% + 3,000 COP | 10K – 3M COP | 10K – 4M COP | Instant / 4h |
Most gateways in this market are built for collection and treat disbursement as an afterthought. ZenexPay's Colombia channel runs payouts as a first-class product: player withdrawals, trader profit disbursements for prop firm payments, and affiliate or partner transfers all move through the same API call, out to any PSE-reachable bank account or Nequi wallet.
The numbers. Payouts cost 1.5% + 3,000 COP per transaction, run 10K – 4M COP each, and arrive instantly at some banks and within 4 hours at the rest, inside the business-day processing window.
The one hard rule. It is volume-shaped: no more than 3 large payouts (above 4M COP) to the same user in a day. Batch VIP withdrawals accordingly and queue the remainder for the next processing day. Done right, a Colombian player who cashes out in the morning has funds before lunch, which is the retention story that matters.
Collection and settlement. Deposits run 10K – 3M COP per transaction at 2.5% + 1,500 COP, confirmed by webhook once the bank credits. All transactions run in COP; ZenexPay settles operators in USDT on every channel — ask on Telegram for the current settlement schedule and rate card for Colombia. Onboarding starts with a live quote on Telegram, and integration on the shared collection-and-payout API typically takes 3–5 business days.
Operators expanding across the region usually add these next. Each page carries its own published rate card.
Vertical, expected volume, launch date — send that on Telegram and get a live Colombia quote back, usually within hours.
Message ZenexPay on TelegramDirect line to the team that runs the channel — not a sales layer.