# ZenexPay

> ZenexPay is a multi-country payment aggregator for businesses that mainstream payment
> service providers decline: iGaming and betting operators, forex and CFD brokers, and
> proprietary trading (prop) firms. ZenexPay provides first-hand local payment channels —
> national QR standards, mobile wallets, instant bank transfer and domestic card networks —
> across Latin America, South, Southeast and East Asia, Oceania and Eurasia, with same-day
> (T+0/D+0) settlement available in USDT. Each market runs on its own channel and ZenexPay
> manages the upstream provider relationships, so the merchant deals with one partner.
> Every market page publishes its current rails, rates, limits and settlement cycle —
> unusual in this industry, where pricing is normally hidden behind a contact form.
> Onboarding and rate quotes happen directly on Telegram.

ZenexPay is not a bank, not a card acquirer, and not a licensed payment institution in the
markets it serves; it aggregates local acquiring channels operated by upstream providers.
Published rates are indicative and vary with volume and risk profile. The site is bilingual:
English at the root, Simplified Chinese under /zh/.

## Rates

- [Payment gateway rates — all 21 markets](https://zenexpay.io/rates.html): Published collection and payout rates, headline rail and settlement cycle for every market ZenexPay operates, in one comparison table. Current as of 31 August 2026.

## Verticals and services

- [iGaming payment solutions](https://zenexpay.io/igaming-payment-solutions.html): Player deposits and payouts for online casino, slots and sportsbook operators on first-hand local rails.
- [Forex payment gateway](https://zenexpay.io/forex-payment-gateway.html): Trader deposit and withdrawal processing for forex and CFD brokers, including back-office webhook integration.
- [Prop firm payments](https://zenexpay.io/prop-firm-payments.html): Challenge-fee collection and funded-trader payout rails, and the chargeback questions specific to that model.
- [High-risk merchant accounts](https://zenexpay.io/high-risk-merchant-account.html): What high-risk underwriting reviews, offshore card MIDs versus aggregated local rails, and onboarding documents.
- [Stripe alternatives](https://zenexpay.io/stripe-alternatives.html): What to do after a mainstream processor terminates a high-risk account, including held-balance expectations and a migration sequence.
- [USDT payment gateway](https://zenexpay.io/usdt-payment-gateway.html): USDT as a settlement layer over local fiat collection — the collect, quote and same-day payout flow, and its limits.

## Markets (21 country channels, rates published on each page)

- [Argentina Payment Gateway — Mercado Pago & Local Rails](https://zenexpay.io/payment-gateway-argentina.html): Argentina payment gateway guide for operators: how Mercado Pago and local bank rails dominate deposits, why card acquiring fails, and how peso depreci…
- [Australia Payment Gateway — PayID & BSB Collection, D+0](https://zenexpay.io/payment-gateway-australia.html): Australia payment gateway on PayID and BSB rails: offline collection 5.80%, API PayID 6.50%, payouts from 2.50%, D+0 USDT settlement for operators.
- [Bangladesh Payment Gateway — bKash & Nagad Collection](https://zenexpay.io/payment-gateway-bangladesh.html): Bangladesh payment gateway on bKash and Nagad: 0.80% collection, 0.00% payouts, BDT limits from 100, T+0 same-day settlement, bank and wallet risk con…
- [Brazil Payment Gateway — PIX Deposits & Payouts, T+0](https://zenexpay.io/payment-gateway-brazil.html): Brazil payment gateway on PIX: 0.60% collection, 0.00% payout, instant 24/7 arrival, T+0 USDT settlement with real-time OTC quotes. Built for operators.
- [Cambodia Payment Gateway — ABA Native & KHQR, T+0](https://zenexpay.io/payment-gateway-cambodia.html): Payment gateway in Cambodia on ABA native and KHQR rails: 1.80% collection, 1.00% payout, 5–20,000 USD limits, T+0 settlement in USDT or USD, merchant…
- [Colombia Payment Gateway — PSE, Nequi & BRE-b Payouts](https://zenexpay.io/payment-gateway-colombia.html): Colombia payment gateway on PSE, Nequi and BRE-b: collection 2.5% + 1,500 COP, payouts 1.5% + 3,000 COP, instant or 4-hour arrival. Mass payouts for o…
- [Hong Kong Payment Gateway — FPS, Card-to-Card, Offline](https://zenexpay.io/payment-gateway-hongkong.html): Hong Kong payment gateway on FPS, card-to-card and offline rails: collection from 2.50%, payouts from 0.30%, HKD limits to 100,000, T+0 same-day settl…
- [UPI Payment Gateway for High-Risk Merchants in India](https://zenexpay.io/payment-gateway-india.html): A UPI payment gateway guide for high-risk merchants in India: why UPI is the cashier, why mainstream Indian gateways decline gaming, forex and prop fi…
- [Indonesia Payment Gateway — QRIS API, D+0 Settlement](https://zenexpay.io/payment-gateway-indonesia.html): Accept QRIS, DANA, VA and OVO payments across Indonesia. QRIS collection from 1.30%, VA from 0.60%, payouts 0.1% + 1,500 IDR, D+0 USDT settlement.
- [Japan Payment Gateway — Bank Transfer Collection & Payout](https://zenexpay.io/payment-gateway-japan.html): Japan payment gateway on corporate bank transfer: 6.00% collection, 0.5% + 300 JPY payout, T+0 settlement in USDT, with separate iGaming and forex vol…
- [South Korea Payment Gateway — Virtual Account & Transfer](https://zenexpay.io/payment-gateway-korea.html): South Korea payment gateway for high-risk operators: Virtual Account collection at 3.80%, bank transfer at 5.50%, payouts 2.50%, D+1 USDT settlement.
- [Laos Payment Gateway — LAK, USD & THB Collection](https://zenexpay.io/payment-gateway-laos.html): A Laos payment gateway guide for operators: why global PSPs skipped the market, how bank transfer and QR carry payments in Vientiane and beyond, and w…
- [Malaysia Payment Gateway — FPX, QR & E-Wallet Rails](https://zenexpay.io/payment-gateway-malaysia.html): Malaysia payment gateway on FPX, QR code, E-Wallet direct, iBanking and offline rails: collection from 1.20%, payouts from 0.80%, T+0 or T+1 USDT sett…
- [Myanmar Payment Gateway — KPay, WaveMoney, KBZ Pay](https://zenexpay.io/payment-gateway-myanmar.html): Myanmar payment gateway rates on KPay, WaveMoney and KBZ Pay: 2.70% collection, 0.00% payout, MMK limits, 24-hour trading and USDT settlement for oper…
- [International Payment Gateway for Nepal — Local Rails & USDT](https://zenexpay.io/payment-gateway-nepal.html): How an international payment gateway for Nepal actually works: why Stripe and PayPal do not serve the market, how Nepalis pay with wallets and QR, and…
- [Pakistan Payment Gateway — Easypaisa, JazzCash, Raast](https://zenexpay.io/payment-gateway-pakistan.html): Pakistan payment gateway rates for Easypaisa, JazzCash and Raast QR: collection from 2.80%, payout 2.00%, PKR limits, USDT settlement. Ask which chann…
- [Papua New Guinea Payment Gateway — Port Moresby & Lae](https://zenexpay.io/payment-gateway-papua-new-guinea.html): An internet payment gateway guide for Papua New Guinea: why no mainstream PSP serves PNG, how the concentrated BSP and Kina Bank banking sector shapes…
- [Philippines Payment Gateway — GCash Deposits & Payouts](https://zenexpay.io/payment-gateway-philippines.html): Philippines payment gateway on GCash native direct and QR scan: 1.45% collection, payouts at 0% plus a flat 7 PHP, D+0 settlement 24/7, settled in PHP…
- [Russia Payment Gateway — Sberbank, T-Bank & VTB Rails](https://zenexpay.io/payment-gateway-russia.html): Russia payment gateway across Sberbank, T-Bank, VTB, Federal Savings Bank and Unity Bank: 12.30% collection, 3.50% payouts, T+1 USDT settlement.
- [Singapore Payment Gateway — Local SGD Collection & Payout](https://zenexpay.io/payment-gateway-singapore.html): Singapore payment gateway for iGaming, forex and prop firm operators: local SGD collection and payout rails, USDT settlement, one partner across 20+ m…
- [Vietnam Payment Gateway — Bank QR, MomoPay & ZaloPay](https://zenexpay.io/payment-gateway-vietnam.html): Vietnam payment gateway for iGaming and forex: bank QR, card transfer, direct connect, MomoPay and ZaloPay from 1.00% collection, 0.00% payouts, T+0 U…

## Company

- [About ZenexPay](https://zenexpay.io/about.html): What ZenexPay is and is not — an aggregator of first-hand local payment channels, not a bank, card acquirer or licensed payment institution.
- [Contact](https://zenexpay.io/contact.html): The single official contact channel (Telegram), what to include in a first message, and how to verify you are talking to ZenexPay.
- [Terms of Use](https://zenexpay.io/terms.html): Website terms. Published rates are indicative; payment services are governed by a separate written agreement.
- [Privacy Policy](https://zenexpay.io/privacy.html): What the site collects, what happens to information sent via Telegram, and your rights.

## Contact

- Telegram: https://t.me/DLDamon — rate cards, channel availability and onboarding.